To protect identity and bank information:
Do not take a “wait and see” approach. Consider taking a preemptive strike by freezing your credit reports. This will not impact existing credit cards and financial accounts.
If you know your Social Security number has been compromised, place a fraud alert on your credit reports.
Take advantage of the free credit monitoring services Anthem will be offering to breach victims. It will alert you to new accounts or inquiries using your Social Security number so that you can act quickly to repair the damage.
Vigilance is key. Regularly check your credit reports or unauthorized charges or other signs of fraud.
Check your mail and look for notifications that you have been affected by a security breach. That could be a bill for a credit card you never signed up for or a member agreement for a bank you’re not associated with.
Monitor bank accounts. Look for suspicious activity, and if you find any errors, immediately notify your bank, or credit or debit card provider.
Beware of scams related to the breach. For example, con artists may pose as a person from the organization that was breached to try to obtain your information.
Signs of possible identity theft:
Unexpected mail
Credit card charges you never made.
Unexpected collection calls.
Another person’s name showing up in your background check.
Credit reporting errors or a lower-than-expected credit score.
Key websites:
Better Business Bureau
Ohio Attorney General
Free credit report
Sources: Better Business Bureau, Ohio Attorney General